Frequently Asked Questions


I'm trying to buy a property. Can you fund it?

We cannot, but one of the lenders on our list probably can. To obtain a loan, please fill out our form and then sign up for a membership. Once you're a member, you'll have access to dozens of private lenders in your area. Each lender has different criteria, different amounts to lend, and different interest rates. The cost is $97 upfront and $29 per month starting 30 days afterward. You can cancel any time, and you can get a full refund of the upfront $97 if you're unable to borrow from any of the lenders.


What are their lending criteria? Will they lend on single-family investment properties, owner-occupied houses, land, multi-family buildings, or commercial property? Will they lend to people with bad credit or limited experience?

Each lender has different criteria and terms, so you should ask each lender directly. With that said, we have found that lenders on our platform typically lend on a wide variety of properties (single family, multi-family, commercial, land, etc.) to investors and owner-occupants with varying levels of experience and credit history (bad credit okay).


How do I know this isn't a scam? How long have you been in business? Etc.

Our company has been in business since 2005. Since then, we have operated as MyHouseDeals.com. We created our second website, PrivateMoneyGoldmine.com, to showcase the lender information that we collect on MyHouseDeals. Over 40,000 real estate investors visit our websites each month, and we're proud of our reputation for honesty and integrity. You can read more about our mission/vision statement and core values on our About Us page. We stand by our products and offer a one-year money-back guarantee on the upfront $97 fee if you're unable to borrow from any of the lenders.


What's the cost to access the list?

The cost is $97 upfront and $29 per month starting 30 days afterward. As a member, you get access to the current list, plus new lenders as they're added, which is almost daily. You can cancel any time, and you can get a full refund of the upfront $97 if you're unable to borrow from any of the lenders.


Is there a money-back guarantee?

Yes, there's a one-year, 100% money-back guarantee on the upfront $97 payment if you're not able to borrow from any of the lenders. To get the refund, just send us an email and it will be applied to your credit card.


Do you have a script that I could use when contacting the lenders?

Yes, we do. As a member, you'll have access to both an email and a phone script.


Who draws up the paperwork for the loans?

Typically, the title company or attorney who is closing the transaction will handle the paperwork. Brant Phillips, a private money expert and entrepreneur, discusses this in detail in the training video you receive as part of your membership.


Am I restricted to just one zip code or investing area?

After you become a member, you can change your preferred zip code or investing area at any time from the My Account section.


How often is the list updated?

New lenders are added almost daily. As a member, you'll receive access to a continuously updated list.


I forgot my password. Can you please email it to me?

Please go here to retrieve your password.