IMPORTANT: READ CAREFULLY BEFORE PROCEEDING

READ THE TERMS AND CONDITIONS OF THIS AGREEMENT CAREFULLY. BY INDICATING YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT, YOU ("Subscriber") ACKNOWLEDGE AND AGREE TO BE BOUND BY THE PROVISIONS OF THIS AGREEMENT FOR THE USE OF THE REI NETWORK, LP SERVICES ("Services") PROVIDED BY REI NETWORK, LP ("PrivateMoneyGoldmine.com"). IF SUBSCRIBER IS NOT WILLING TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT, SUBSCRIBER SHOULD PROMPTLY EXIT FROM THIS WEBSITE AND REFRAIN FROM USING ITS SERVICES. BY USING OR ACCESSING THE SERVICES, SUBSCRIBER AGREES TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS.

IF SUBSCRIBER HAS NOT REACHED LEGAL AGE OF MAJORITY, OR IS OTHERWISE NOT PERMITTED BY LAW TO BE A PARTY TO THIS AGREEMENT, SUBSCRIBER ACKNOWLEDGES THAT PrivateMoneyGoldmine.com IS PROVIDING THE SERVICES WITH THE IMPLICIT UNDERSTANDING THAT SUBSCRIBER'S LEGAL GUARDIAN IS NOT OPPOSED TO SUBSCRIBER'S USE OF THE SERVICES. PrivateMoneyGoldmine.com RESERVES THE RIGHT TO DISCONTINUE SERVICES IN THE EVENT SUBSCRIBER DOES NOT OTHERWISE COMPLY WITH THE TERMS AND CONDITIONS CONTAINED HEREIN. IN RESPONSE TO THE CHILDREN'S ONLINE PRIVACY PROTECTION ACT ("COPPA") WE REQUIRE THAT SUBSCRIBER BE AT LEAST 13 YEARS OLD TO USE PrivateMoneyGoldmine.com's SERVICES.

1. GRANT OF RIGHTS TO USE SERVICES.

Effective upon acceptance of this Agreement, PrivateMoneyGoldmine.com hereby grants to Subscriber a personal, nonexclusive, nontransferable, revocable license to access and use the Services (as defined below), for Subscriber's non-commercial use.

Subscriber shall have no right to sell, resell, reproduce, duplicate, copy, distribute, create derivative works, or exploit for commercial purposes, any portion of the Services, access to the Services, or use of the Services, nor make any claim that it does have such right.

The services provided by PrivateMoneyGoldmine.com hereunder may allow Subscriber to perform various online messaging and communications functions (collectively, the "Services"). Unless explicitly stated otherwise, any new features provided by PrivateMoneyGoldmine.com that augment or enhance the current Services shall also constitute "Services" and shall be subject to these terms and conditions.

Subscriber is solely responsible for obtaining all equipment and approvals necessary for connection to the World Wide Web and all charges associated with such connection, including but not limited to, obtaining a PC and modem or other access device, having access to the World Wide Web and phone service charges.

2. PRIVATEMONEYGOLDMINE.COM'S PROPRIETARY RIGHTS.

As between the parties, PrivateMoneyGoldmine.com shall retain all right, title, and interest to the Services including all copyrights, trademarks, patents, and all other intellectual property rights thereto, including without limitation, with respect to all technology and telephone numbers used in connection with or provided as part of the Services.

Subscriber may not, nor allow any third party to copy, distribute, sell, disclose, lend, transfer, convey, modify, decompile, disassemble, or reverse engineer the Services for any purpose whatsoever. Subscriber may not allow any third party to access the Services for any purpose whatsoever.

The copyright notices and other proprietary legends shall not be removed from the Services and no right to use any trademark is granted under this Agreement.

Subscriber may not grant any sublicense, lease, or other right in the Services to any third party. All rights not expressly granted under this Agreement are retained by PrivateMoneyGoldmine.com.

3. SUBSCRIBER REGISTRATION.

Subscriber agrees to provide true, accurate, current, and complete data to PrivateMoneyGoldmine.com upon signing up for the Services and at subsequent times as requested by PrivateMoneyGoldmine.com.

If Subscriber provides data that is, or that PrivateMoneyGoldmine.com suspects to be false, inaccurate, not current, or incomplete, PrivateMoneyGoldmine.com has the right to suspend, or terminate Services and refuse any and all current, or future use of all Services, or any portion thereof.

Subscriber acknowledges that PrivateMoneyGoldmine.com may distribute the registration data to third parties with Subscriber's consent.

Subscriber shall maintain and promptly update the registration data as applicable, including, but not limited to:

-Change of address

-Change in credit card account status (e.g., closed account, maximum credit use)

-Change in expiration date of credit card

Upon completion of all registration information and acceptance of this Agreement, Subscriber will have created a password and user ID.

Subscriber is solely responsible for the maintaining the confidentiality of Subscriber's password and will be responsible for all transactions and activities that occur as a result of Subscriber's disclosure of such password, whether or not such transactions and/or activities were authorized by Subscriber.

Subscriber shall not give account information to third parties and shall at all times be responsible and liable for any transactions or activities that occur on Subscriber's account.

Subscriber shall immediately notify PrivateMoneyGoldmine.com if any unauthorized use of Subscriber's account has occurred or of any other breach of security.

4. TERMINATION AND REFUND.

SUBSCRIBER RIGHTS TO CHANGE OR END THIS AGREEMENT

Subscriber may terminate its rights to receive Services hereunder by providing written notice to PrivateMoneyGoldmine.com.

If Subscriber terminates its rights to receive Services hereunder in the manner prescribed above, Subscriber will be billed through the end of the billing cycle in which such rights are terminated and no refund will be issued.

Upon any termination of Subscriber's right to receive Services hereunder, Subscriber shall immediately cease to use the Services and PrivateMoneyGoldmine.com shall have no further obligations whatsoever to Subscriber.

Any change in Service requested by Subscriber shall be at PrivateMoneyGoldmine.com's discretion and shall be subject to the provisions of this Agreement.

Cancellation of accounts must be submitted in writing through the "Contact Us" page. You'll find a link to that page at the top and bottom of each page on the website.

PrivateMoneyGoldmine.com's RIGHTS TO RESTRICT OR END SERVICE OR THIS AGREEMENT

To maintain or improve the Services, to prevent fraud, or for any other reason determined by PrivateMoneyGoldmine.com, at its sole discretion, may restrict, suspend, terminate, or modify Subscriber's service with or without notice. Without limiting the generality of the foregoing, PrivateMoneyGoldmine.com may restrict, suspend, or terminate Subscriber's Services with or without notice for reasons including, without limitation, if Subscriber:

-Incurs charges that cannot be billed

-Exceeds any credit limit

-Makes a false statement to PrivateMoneyGoldmine.com

-Interferes with PrivateMoneyGoldmine.com customer service or other business operations

-Becomes insolvent or goes bankrupt

-Breaches any part of this Agreement

PrivateMoneyGoldmine.com may also do so if:

-Subscriber's credit information cannot be verified.

-PrivateMoneyGoldmine.com believes or suspects that Subscriber's account is being misused or used by anyone for unlawful activity.

-PrivateMoneyGoldmine.com believes or suspects that the use of Subscriber's account adversely affects or has the potential to affect service to other subscribers.

-PrivateMoneyGoldmine.com believes or suspects that the use of Subscriber's account adversely affects or has the potential to affect REI Network, LP's operations.

Upon any termination in accordance with the foregoing, PrivateMoneyGoldmine.com may immediately deactivate or delete Subscriber's account and all related information and files in Subscriber's account and/or bar any further access to such files, information, or the Services.

PrivateMoneyGoldmine.com shall not be liable to Subscriber or any third party for any reason for terminating this Agreement or access to Services or for modifying this Agreement and/or the Services.

5. WARRANTY DISCLAIMER.

THE SERVICES PROVIDED HEREUNDER ARE PROVIDED "AS IS" AND "AS AVAILABLE" AND PrivateMoneyGoldmine.com MAKES NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND ANY SIMILAR WARRANTY WHETHER SAID WARRANTY ARISES UNDER PROVISIONS OF ANY LAW OF THE UNITED STATES OR ANY STATE THEREOF. PrivateMoneyGoldmine.com MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE SERVICES ARE FREE OF RIGHTFUL CLAIMS OF ANY THIRD PARTY FOR INFRINGEMENT OF PROPRIETARY RIGHTS. THE ENTIRE RISK ASSOCIATED WITH THE USE OF THE SERVICES SHALL BE BORNE SOLELY BY SUBSCRIBER.

PrivateMoneyGoldmine.com MAKES NO WARRANTY THAT THE SERVICES WILL MEET SUBSCRIBER'S REQUIREMENTS, OR THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR THAT ANY DEFECTS IN THE SERVICES WILL BE CORRECTED. PrivateMoneyGoldmine.com IS NOT RESPONSIBLE FOR MESSAGES OR INFORMATION LOST OR MISDIRECTED DUE TO INTERRUPTIONS OR FLUCTUATIONS IN THE SERVICES OR THE INTERNET IN GENERAL.

PrivateMoneyGoldmine.com DOES NOT MAKE ANY WARRANTY PERTAINING TO ANY GOODS OR SERVICES PURCHASED, OBTAINED, SECURED, OR ACQUIRED THROUGH THE SERVICES OR ANY TRANSACTION ENTERED INTO THROUGH THE SERVICES. PrivateMoneyGoldmine.com DOES NOT WARRANT THE ACCURACY OR RELIABILITY OF THE RESULTS OBTAINED THROUGH USE OF THE SERVICES, OR ANY DATA OR INFORMATION DOWNLOADED OR OTHERWISE OBTAINED OR ACQUIRED THROUGH THE USE OF THE SERVICES. SUBSCRIBER ACKNOWLEDGES THAT ANY DATA OR INFORMATION DOWNLOADED OR OTHERWISE OBTAINED OR ACQUIRED THROUGH THE USE OF THE SERVICES ARE AT SUBSCRIBER'S SOLE RISK AND DISCRETION AND PrivateMoneyGoldmine.com WILL NOT BE LIABLE OR RESPONSIBLE FOR ANY DAMAGE TO SUBSCRIBER OR SUBSCRIBER'S PROPERTY.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY SUBSCRIBER FROM PrivateMoneyGoldmine.com, ITS EMPLOYEES, OR THROUGH OR FROM THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS AND CONDITIONS.

SOME JURISDICTIONS DO NOT PERMIT THE DISCLAIMER OF CERTAIN IMPLIED WARRANTIES, SO CERTAIN OF THE FOREGOING DISCLAIMERS MAY NOT APPLY TO SUBSCRIBER.

6. LIMITATION OF LIABILITY.

IN NO EVENT SHALL PrivateMoneyGoldmine.com BE LIABLE TO SUBSCRIBER OR ANY THIRD PARTY FOR SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES WHETHER ARISING UNDER CONTRACT, WARRANTY, OR TORT (INCLUDING NEGLIGENCE OR STRICT LIABILITY), OR ANY OTHER THEORY OF LIABILITY. PrivateMoneyGoldmine.com's LIABILITY FOR DAMAGES, REGARDLESS OF THE FORM OF THE ACTION, SHALL NOT EXCEED THE LICENSE FEE PAID BY SUBSCRIBER FOR THE SERVICES, IF ANY. The limitation of liability reflects the allocation of risk between the parties. The limitations specified in this Section will survive and apply even if any limited remedy specified in this Agreement is found to have failed of its essential purpose.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO CERTAIN OF THE FOREGOING LIMITATIONS MAY NOT APPLY TO SUBSCRIBER.

7. INDEMNIFICATION.

Subscriber shall indemnify and hold harmless PrivateMoneyGoldmine.com, its directors, officers, employees, and agents from and against all liabilities, losses, costs, expenses (including reasonable attorneys' fees), and damages resulting from any negligent acts, omissions, or willful misconduct by Subscriber, Subscriber's use of the Services, and/or any breach of the terms and conditions of this Agreement by Subscriber.

8. INTERNATIONAL USE.

PrivateMoneyGoldmine.com makes no representation that materials on its web site(s) are appropriate or available for use in locations outside the United States, and accessing them from territories where their contents are illegal is prohibited. Subscriber agrees to comply with all applicable foreign and domestic laws, rules, and regulations regarding the transmission of technical data exported from or imported to the United States or the country in which Subscriber resides.

9. MODIFICATION TO SERVICES.

During the term of this Agreement, PrivateMoneyGoldmine.com may modify or discontinue the Services at any time and with or without notice to Subscriber.

Without limiting the generality of the foregoing, PrivateMoneyGoldmine.com may, from time to time, with or without notice and at its sole discretion, establish or change various practices, limitations, and restrictions for administering such Services, including without limitation: (a) how often all or a part of the Services, or account may be accessed; (b) the duration of any access; (c) the maximum number of days that messages or postings will be retained; (d) the maximum number of messages or postings allowed; (e) the size and nature of messages and postings; (f) the maximum storage space available for an account; and (g) any other matter related to the administration of the Services. Subscriber agrees that PrivateMoneyGoldmine.com shall not be responsible or liable in any way for deactivation or deletion of accounts or for loss of emails, audio clips, voicemails, uploads, communications, postings, data, or information as a result of, or arising out of, administration of the Services, whether or not Subscriber is given prior notice thereof.

PrivateMoneyGoldmine.com may delete accounts that are inactive for an extended period of time.

PrivateMoneyGoldmine.com shall not be liable to the Subscriber or any third party for any reason for PrivateMoneyGoldmine.com modifying or terminating the Services, in whole or in part.

Subscriber is responsible for creating a back-up copy of any important or critical information that is stored on the Services. PrivateMoneyGoldmine.com shall not be responsible or liable in any way for any information or data loss in connection with the Services.

10. MODIFICATION TO AGREEMENT.

PrivateMoneyGoldmine.com reserves the right to change the terms and conditions of this Agreement, by posting a revised version of the Agreement.

Use of the Services signifies Subscriber's agreement to all terms, conditions, and notices contained or referenced herein. Continued use of any part of the Services following the posting of any changes to this Agreement constitutes acceptance of those changes, and all changes shall thereupon become binding upon the Subscriber.

If Subscriber does not agree to the changes, Subscriber shall immediately cease all use of the Services.

11. RULES AND REGULATIONS.

Subscriber shall be solely liable for any transmissions sent through the Services. PrivateMoneyGoldmine.com has no control over the content of any transmission nor will it be liable for such content.

Subscriber shall not use the Services to create or distribute any images, sounds, messages, or other materials which are obscene, harassing, racist, malicious, fraudulent, infringing, or libelous, nor use the Services for any activity that may be considered or is unethical, immoral, violative of any third party's rights, or illegal.

Further, Subscriber will abide by all rules, regulations, procedures, and policies of PrivateMoneyGoldmine.com and any policies of the networks connected to the Services.

Subscriber agrees to abide by all applicable local, state, national, foreign, and international laws and regulations, and is solely responsible for all acts or omissions that occur under Subscriber's account or password, including the content of Subscriber's transmissions through the Services. By way of example, and not as a limitation, Subscriber agrees not to:

-Use the Services in connection with chain letters, junk email, voicemail, faxes, spamming, or any duplicative or unsolicited messages (commercial or otherwise);

-Harvest or otherwise collect information about others, including email addresses, without their consent;

-Create a false identity or forged email address or header, or otherwise attempt to mislead others as to the identity of the sender or the origin of the message;

-Transmit through the Services unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable material of any kind or nature;

-Transmit any material that may infringe the intellectual property rights or other rights of third parties, including trademark, copyright, or right of publicity;

-Transmit any material that contains viruses, Trojan horses, worms, time bombs, cancelbots, or any other harmful or deleterious programs;

-Violate any US or foreign law regarding the transmission of technical data or software exported through the Services;

-Interfere with or disrupt networks connected to the Service or violate the regulations, policies, or procedures of such networks;

-Attempt to gain unauthorized access to the Services, other accounts, computer systems, or networks connected to the Services, through password mining or any other means;

-Interfere with another member's use and enjoyment of the Services or another entity's use and enjoyment of similar services.

PrivateMoneyGoldmine.com is under no obligation to monitor the information or content available or transmitted through the Services. Subscriber agrees that PrivateMoneyGoldmine.com shall have the right, but not the obligation, at its sole discretion, to refuse or remove any content, in whole or in part, that violates this Agreement or is otherwise objectionable. Subscriber acknowledges and agrees that PrivateMoneyGoldmine.com may preserve content and may also disclose content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to:

-Comply with legal process

-Enforce this Agreement

-Respond to claims that any content violates the rights of third parties

-Protect the right, property, or personal safety of PrivateMoneyGoldmine.com, its users, and the public.

Subscriber may provide information, including but not limited to feedback, data, answers, questions, comments, suggestions, plans, and ideas to PrivateMoneyGoldmine.com. Such information shall be deemed non-confidential and PrivateMoneyGoldmine.com assumes no obligation to protect such information from disclosure. The submission of such information to PrivateMoneyGoldmine.com shall in no way prevent the purchase, manufacture, or use of similar products, services, plans, and ideas by PrivateMoneyGoldmine.com for any purpose whatever. PrivateMoneyGoldmine.com shall be free to reproduce, use, disclose, and distribute such information to others without restriction. Subscribers shall have no recourse against PrivateMoneyGoldmine.com for alleged infringement or misappropriation in connection with any information or materials submitted to PrivateMoneyGoldmine.com hereunder.

12. ELECTRONIC TRANSACTIONS.

Subscriber agrees that by entering into transactions with PrivateMoneyGoldmine.com, Subscriber affirms consent to receive all information, copies of agreements, and correspondence ("Documents") from PrivateMoneyGoldmine.com in an electronic format, and to also send information to PrivateMoneyGoldmine.com in an electronic format, either through Subscriber's account, or via email, at PrivateMoneyGoldmine.com's discretion. Subscriber agrees to treat any such electronic Documents received from PrivateMoneyGoldmine.com or sent to PrivateMoneyGoldmine.com as being legally equivalent to any "written" information Subscriber would receive or send in print or by postal mail. Subscriber's transactions with PrivateMoneyGoldmine.com indicate that Subscriber agrees to treat all electronic Documents received from or sent to PrivateMoneyGoldmine.com as having full legal enforceability and legal effect. In any situation where Subscriber's signature may be required to process a transaction, compliance with a commercially reasonable attribution procedure agreed to or adopted by the parties or established by law for authenticating a record shall authenticate the record. Without limiting the foregoing, the parties agree that if Subscriber enters the username of Subscriber's account, and enters the PIN number or password associated with the account, such process shall constitute a legally binding signature by Subscriber. Subscriber acknowledges and agrees that PrivateMoneyGoldmine.com will not be responsible for Subscriber's failure to receive any electronic Documents, and in the event Subscriber is expecting to receive some electronic Documents that in fact Subscriber does not receive, Subscriber will notify PrivateMoneyGoldmine.com immediately. Subscriber further acknowledges and agrees that Subscriber's responsibilities or the methods by which PrivateMoneyGoldmine.com sends Subscriber electronic Documents may be altered from time to time, at PrivateMoneyGoldmine.com's discretion, and PrivateMoneyGoldmine.com will give Subscriber advance notice of such changes. Subscriber agrees that Subscriber will take all reasonable measures to protect the security and confidentiality of all usernames and passwords issued hereunder and will inform PrivateMoneyGoldmine.com immediately if Subscriber discovers that any of these items have been given out (intentionally or accidentally) to other people.

Subscriber agrees that Subscriber will review Subscriber's transaction(s) carefully prior to accepting them and that once Subscriber accepts any transaction, it will be final, binding upon Subscriber and unchangeable in any way.

13. BILL PAYMENT.

Subscriber shall be required to pay periodic subscription charges and enhanced service charges in connection with the Services, as stated by PrivateMoneyGoldmine.com. There may be additional fees if Subscriber requests a change in any Services. There may also be applicable taxes, surcharges, assessments, government fees, and charges for any special or enhanced services Subscriber uses. Any of the foregoing may be billed to Subscriber when it reaches a limit as PrivateMoneyGoldmine.com determines at its sole discretion.

PrivateMoneyGoldmine.com bills subscription charges and charges for certain enhanced Services in advance. Subscriber will pay PrivateMoneyGoldmine.com for all charges billed to Subscriber's account whether or not Subscriber was the user of the account. Subscriber has the right to dispute charges on Subscriber's account but only if Subscriber notifies PrivateMoneyGoldmine.com of the dispute within thirty (30) days after the applicable billing date. If Subscriber fails to notify PrivateMoneyGoldmine.com of any dispute within such thirty (30) day period, Subscriber shall have irrevocably waived the right to dispute any such charge. Subscriber must pay all charges on time until the dispute is resolved. If the dispute is resolved in Subscriber's favor, PrivateMoneyGoldmine.com will refund the disputed amount to Subscriber.

PrivateMoneyGoldmine.com will charge Subscriber the rates in effect under Subscriber's subscription plan. Subscriber's billing cycle starts on the day the subscription purchase is successfully processed. If there is a change in subscription plan, there may be a resulting change in Subscriber's billing date. If Subscriber changes Subscriber's Services from a billed plan to a free plan, Subscriber will be billed through the end of the billing cycle in which such a change is made.

Subscriber agrees that all payments will be made to PrivateMoneyGoldmine.com via credit or debit card, issued by a US bank, including MasterCard®, VISA®, American Express®, or Discover®. PrivateMoneyGoldmine.com may change the credit cards accepted at any time, at its sole discretion. Subscriber's name and address as it appears on Subscriber's PrivateMoneyGoldmine.com account must also be on the credit account from which payment is made. If Subscriber provides a credit card number that PrivateMoneyGoldmine.com accepts for payment of Subscriber's subscription, Subscriber is authorizing PrivateMoneyGoldmine.com to charge the amount Subscriber owes, then or later, to that credit card account, and to demand immediate payment from the card issuer. Subscriber also agrees to pay, under the terms of Subscriber's agreement with the card's issuer, the amount charged to Subscriber's credit card. Every time Subscriber uses PrivateMoneyGoldmine.com Services, Subscriber re-affirms that PrivateMoneyGoldmine.com is authorized to charge Subscriber's card. Subscriber agrees to authorize PrivateMoneyGoldmine.com to charge purchases made online to the credit card account supplied to PrivateMoneyGoldmine.com when the subscription was initiated, or the card that PrivateMoneyGoldmine.com has on file when the purchase is made. Subscriber agrees to pay all costs and expenses, including without limitation attorney's fees, incurred by PrivateMoneyGoldmine.com to collect any monies due under terms of this Agreement.

14. AFFILIATE FEES.

PrivateMoneyGoldmine.com offers an "Affiliate Program" to compensate those Subscribers who refer new clients to PrivateMoneyGoldmine.com. Subscriber agrees that PrivateMoneyGoldmine.com reserves the right to determine through its own means who, if anyone, is compensated for a new client referral. Subscriber agrees that PrivateMoneyGoldmine.com may change its Affiliate Program at any time without warning or notification including but not limited to payment method, payment schedule, payment "levels", payment calculations, and reporting methods. Subscriber agrees that PrivateMoneyGoldmine.com may cancel the Affiliate Program at any time without warning or notification. PrivateMoneyGoldmine.com may use any manual or automated methods it desires to determine who referred a new member including but not limited to manual entry, special links, date-limited "cookies", session "cookies", or special pages. Subscriber agrees that regardless of the method chosen by PrivateMoneyGoldmine.com, it is possible that the actual number of referrals will be higher than the credited number of referrals made due to various inefficiencies in tracking technology. Subscriber further agrees to abide by PrivateMoneyGoldmine.com's count. Subscriber agrees that Subscriber will keep PrivateMoneyGoldmine.com informed of all postal address and email address changes. Subscriber may appeal the amount of a payment within 30 days of a payment being sent and may request investigation into a missing payment within 30 days of when PrivateMoneyGoldmine.com should have sent the payment under the current Affiliate Program rules. Subscriber forfeits the right to appeal and/or request an investigation if such action is initiated more than 30 days after the payment is sent or should have been sent. Subscriber agrees that if a Subscriber's membership is terminated for any reason, Subscriber forfeits all rights to future Affiliate Program payments.

15. THIRD PARTY ADVERTISER.

Subscribers may enter into transactions with advertisers on the Services.

Such transactions shall be between Subscriber and advertisers and PrivateMoneyGoldmine.com shall have no responsibility or liability in connection with any such transaction or the information, goods, or services provided by any such advertiser.

16. WE ARE NOT A BROKER, AND HAVE DONE NO INDEPENDENT INVESTIGATION OF THESE LENDERS.

We are not acting as a broker for any funds that you borrow from the private lenders in this list. We are simply providing their information. Any dealings that you may have with these lenders are strictly between you and them. We have done no independent investigation with respect to, and we make no representation or warranty that, these lenders are honest, trustworthy, or fair. When they indicate an interest in lending, we simply collect their information and add it to the list. We cannot be held responsible for deals that go sour. We recommend that you do your own due diligence on these lenders and seek the advice of qualified legal counsel before borrowing from any of these lenders. Borrow at your own risk!

17. NOT ALL LENDERS WILL RETURN YOUR CALLS/EMAILS.

You should expect that some lenders will return your calls and emails and some won’t. If you are able to reach and borrow from just a portion of them, you should consider that to be a success.

18. GENERAL.

This Agreement, including any documents incorporated herein by reference, merges all prior written and oral communication and defines the entire agreement of the parties concerning the Services.

In the event any portion of this Agreement shall be held illegal, void, or ineffective, the remaining portions hereof shall remain in full force and effect and such illegal, void, or ineffective provisions shall be construed, as nearly as possible, to reflect the intentions of the parties.

All notices under this Agreement shall be in writing and delivered by email or in writing. This Agreement shall be construed in accordance with the laws of the State of Texas without regard to its conflict of law provisions. Each party submits to the exclusive jurisdiction of the state and federal courts located in Texas, and irrevocably waives any right that such party may have to assert that such forum is not convenient or that any such court lacks jurisdiction.

Subscriber agrees and acknowledges that any breach of the provisions regarding ownership contained in this Agreement shall cause PrivateMoneyGoldmine.com irreparable harm and PrivateMoneyGoldmine.com may obtain injunctive relief as well as seek all other remedies available to PrivateMoneyGoldmine.com in law and in equity.

Subscriber shall not transfer or assign this Agreement or Subscriber's rights under this Agreement. Any purported transfer or assignment in violation of this section is void. Subject to the foregoing, this Agreement shall be binding on and inure to the benefit of the parties, their successors, permitted assigns, and legal representatives.

The failure of PrivateMoneyGoldmine.com to exercise its rights under this Agreement will not be construed as a waiver of such rights, nor will it in any way affect the validity of this Agreement. The provisions of this Agreement relating to intellectual property ownership, restrictions on use, or disclosure of the Services, disclaimers of warranties, limitations of liability, and indemnification shall survive termination or expiration of this Agreement for any reason.

The United Nations Convention on Contracts for the International Sale of Goods shall not be applicable to this license of the Services to Subscriber.

The section titles in this Agreement are for convenience only and have no legal or contractual effect.

IF YOU WOULD LIKE ANOTHER OPPORTUNITY TO REVIEW THE TERMS AND CONDITIONS OF THIS AGREEMENT, PLEASE SCROLL TO THE TOP OF THIS WEB PAGE.

IF YOU DO NOT ACCEPT, PROMPTLY EXIT FROM THIS WEB PAGE.